1. I’m glad you’ll be focusing on this, Sara. I paid off all of my debt (minus the mortgage) at the end of 2012, and now I’m developing some new goals for saving and home improvement. I want to keep the momentum that I had to become debt-free; I think this series will help! Happy New Year! :)
    Carrie recently posted..Happy New Year!My Profile

    1. Carrie,
      Way to go! That must feel so good.
      I love saving money so my ideas are from that simple perspective – get money in the bank to save for a rainy day or whatever your financial goals are.
      Happy New Year and congratulations on the self-discipline! :)

  2. Interesting acronym – gotta say it threw me for a loop for a second, though!

    I agree that we should cut expenses wherever possible. You can cut down on food quite a bit if you are in the habit of going out to eat frequently. But the healthiest food does cost. If you go from a conventional whole-foods diet to one consisting of organic produce and pasture-raised meat, your expenses will go up.

    But I believe that should be considered an investment in health, not an expense. IMHO. 😉
    Emily recently posted..Natural Fibromyalgia Treatment, Part 1My Profile

    1. Thank, Emily! I will tell you that people are surprised by the term FAITH – it’s not what they think. It helps me remember that no matter how you slice it, spending falls into those categories and it’s best to keep them as low as possible.
      Yes, I agree with you that the less “stuff” put on/into our foods makes it cost more. Food is expensive but you are what you eat….
      Thanks, Emily, and happy new year!

  3. Food. It’s all about doing food better. I am so frustrated with our picky kid eaters, my own dietary limitations (need to be gluten-free), and my culinary-skills limitations. I’m looking forward to seeing what you’ve got in store for us. :-)
    Rita@thissortaoldlife recently posted..Say you want a revolution…My Profile

    1. Rita, yes, food is a biggie! It’s probably the easiest category to make a change in today. Or tomorrow – since it’s late 😉
      Food will be the first one in the series…
      Happy New Year, Rita! So fun meeting you last week.

  4. I am really looking forward to these posts. I think your tips and strategies are so good and smart. Thanks, Sara!
    Annie Kip recently posted..Allowing SpaceMy Profile

    1. Yes, that darn food bill! It can really do a number, can’t it? Yes, it’s all about reducing your FAITH. :) You already are a meal planning gal so that is good.
      Happy New Year, Erina! Thanks for leaving a comment.

  5. Sue Kalt

    I call it HUMAN TIES (The daily things of LiFE)



    LiFE = Living on the Fiscal Edge

    1. Sue,
      Oh, I love yours! Yes, those all work, too. Well done.
      For me (meaning us), having fewer categories works rather than more. For example, I lump “entertainment” in with “food” because entertainment usually involves eating out or something around feeding ourselves.
      Do you then track your spending in these categories, too?
      Thanks, Sue.

    1. Isra, great job saving and then saving more! You sound like you’re on a good path…
      Thanks for leaving a comment, Isra.

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