With the start of the New Year, I’ll be sharing ways to save more and spend less while still living richly.
Want to know the secret to increasing your savings account, redirecting your resources, and achieving your financial goals that doesn’t involve you getting a second job? It’s simple.
It can be done by reducing your FAITH – your FAITH expenses. They’re the ones that keep coming at you every single day, week, month, year. YIKES – make them stop!
I don’t have the secret to making them stop altogether but would you settle for ways to reduce the cost of them? Or at least slow them down?
Are you wondering what FAITH expenses are?
FAITH isn’t about more money coming into your household it’s about less money going out.
FAITH isn’t about religion or church (at least not on this site).
FAITH is about redirecting your resources – right into your savings account.
FAITH is about living well, on less, and saving more while still enjoying life.
FAITH is about choosing to live on less so that you can indulge how you want to live richly.
- F – Food
- A – Apparel – clothing for yourself and your home
- I – Insurance
- T – Transportation
- H – Housing
These are the costs that we are all spending our hard-earned money on regularly.
So, why not spend less on them and reallocate the money to where you’d much rather spend (or save) it?
What are your financial goals this year?
Go Gingham related links:
Tried and true investing strategies – a reader question
Just balance that checkbook! You can do it!
Debt – you decide on the level you’re comfortable with
What does it mean to budget? Find out here
Frugal living is the key to saving
The problem with budgeting – yes, the problem!
How finances figure in frugality
How to save money on your smart phone bills – great tips from readers!