Why You Should Balance Your Checkbook
Why should you balance your checkbook? It’s so important, I’ve got several reasons. Nearly as important as why you should balance your checkbook is how you balance your checkbook. By using your hand with a pencil on paper, and calculator, you will better understand your statement. I know it seems old fashioned, passe, or even {Read more about Why You Should Balance Your Checkbook}
Just Get Started Today
Sunday: Goals and Taking Action Now that we’ve had the whole series of topics from Women’s Money Week and I’ve shared with you my ideas, thoughts, and experiences, what will you do to just get started today? Do you have short-term and long-term financial goals? Have you tracked your household spending? Have you set-up a {Read more about Just Get Started Today}
Debt: You Decide
Saturday: Debt Debt is not necessarily bad. Buying a house with a mortgage means you have debt. Home ownership is not a bad thing. Buying a house for more than you can honestly afford (making you “house poor”) is a bad thing. The trick is you need to decide the level of debt you’re comfortable {Read more about Debt: You Decide}
Meet Your New Friends
Friday: Money in Your 20s, 30s, 40s, 50s, and Retirement I’d like to introduce you to your new friends: Early, Often, and Compounding Interest. Early and Often are twins who go hand-in-hand because they enjoy spending time together. The sooner you meet these two and make them your friends, the better off you’ll be. Save {Read more about Meet Your New Friends}
What Does It Mean to Budget?
Thursday: Budgeting What does it mean to “budget?” Everyone has a different idea of what a budget is and how it should be used. For some people, it’s allotting an arbitrary amount of money to be spent for a time period. For others, it’s deciding what to spend money on and what not to spend {Read more about What Does It Mean to Budget?}
Frugal Living is the Key to Saving
Wednesday: Saving and Investing When talk turns to investing money, there’s only one way to make it possible: by saving money. You have to have saved money to be able to invest it. The only way to save money to have it for investing is by spending less than you earn. Living frugally is the {Read more about Frugal Living is the Key to Saving}
Money and Your Honey
Tuesday: Relationships and Money Relationships and money can cause an uneasy alliance. It can create contentious situations. When you and your honey have differing goals, conflicting ideas or don’t know each other’s financial history, you are setting yourselves up for a losing situation. Poor interaction regarding finances in your relationship can keep you from reaching {Read more about Money and Your Honey}
Just Get Started
Monday: Entrepreneurship When it comes to clever marketing campaigns, Nike’s tag line is usually at the top. They certainly get credit for the phrase “Just Do It” which is a good one. But I think the more difficult part is to “Just Get Started.” My marketing campaign is “Just Get Started” because often times, that’s {Read more about Just Get Started}
Women’s Money Week
This week I’m participating in Women’s Money Week, organized by Elizabeth Sanberg (writer for Wise Bread and co-founder of GoGreenTravelGreen) and Jackie Beck of MoneyCrush.com. The idea behind Women’s Money Week is for bloggers to focus on issues related to women and money. This week long focus coincides with International Women’s Day. Our goal is {Read more about Women’s Money Week}
How to Keep a House Project Sustainable
When we set out to re-do our bathroom, our dual goals were to keep our house project sustainable for both our wallets and the environment. We wanted to keep the cost down and be as easy on the environment as we could. It worked and the end result was better than we expected. We had {Read more about How to Keep a House Project Sustainable}
The Problem with Budgeting
The biggest problem with budgeting (other than being incredibly boring to most people) is that people don’t do it. What most commonly happens is that as people earn more money as they progress in their careers, they simply spend more money. Basically, people spend what they earn. (Some even spend more than the earn but {Read more about The Problem with Budgeting}
How Finances Figure in Frugality
As usual, when I start to write a post about budgeting every month, I think why do I do it? Why don’t I just delete the whole category of “budgeting” and save myself the trouble. They’re the least read posts (trust me, thanks to Google Analytics, I can tell), they’re not sexy or pretty to {Read more about How Finances Figure in Frugality}
Investing Strategies
This was a question my friend, Annie Kip, asked me recently: “What do you do to make sure your savings are safe?” She also included this: “I love your down-to-earth money management advice. I am wondering if you have a personal take on investing at this time. The stock market seems very risky right now. {Read more about Investing Strategies}
Free Tools For Your Blog or Website
I love saving money or finding a treasure at one of my usual “haunts” but getting something for free is the best. Below is a list of “free” tools that I use for this site. Add these to your “blogging” toolbox and you won’t be sorry. They’re all free and very useful. And, as I {Read more about Free Tools For Your Blog or Website}
How to Save Money Each Month
Most people spend what they earn. If you want to get ahead and save more money each month, you have to keep your expenses less than your income. Sounds simple, right? By following these steps, it is. The biggest key to being able to save more money each month is to contribute to your savings {Read more about How to Save Money Each Month}
