Are you always looking for ways to save? Me, too! These are my easy ways to save - both money and resources. These hit all of my requirements - good for you, good for the environment, and good for the pocketbook. Cook :: Cook at home. You'll eat healthier and with meal planning, you won't… Continue reading 5 Smart and Simple Ways to Save
Tag: personal finances
Smart and Simple Financial Books
This is a guest post from my husband - also known as Mr. Finance. He keeps me in check. It's a think piece. OK, so not all of these are specifically financial (or even books) but they are great all the same. Whether they particularly address investing or not, they all will give you a… Continue reading Smart and Simple Financial Books
Reducing Housing Costs
This is the last in a series of money saving strategies for reducing your FAITH expenses. FAITH = food, apparel, insurance, transportation, and housing. Mortgage: Have a job? Refinance. It’s the easiest way to lower your mortgage payment. If you have principal mortgage insurance (PMI) and have enough equity in your home, talk with your… Continue reading Reducing Housing Costs
Reducing Transportation Expenses
This is the fourth in a series of money saving strategies for reducing your FAITH expenses. FAITH = food, apparel, insurance, transportation, and housing. Here are my top tips for saving money on transportation in your budget. Thou shalt not lease – Leasing equals buying a car - only on really bad terms. Keep driving… Continue reading Reducing Transportation Expenses
Washing Machine Question: Top Load or Front Load?
Here's a reader question from Annie who writes, “What should I buy for a new clothes washing machine? Front load? Top load? New or used? My old, basic machine works great but the interior is rusting and starting to make marks on my clothing, sheets, and towels. Rust does not come out as far as… Continue reading Washing Machine Question: Top Load or Front Load?
Reducing FAITH Expenses: Insurance
This is the third in a series of money saving strategies for reducing your FAITH expenses. FAITH = food, apparel, insurance, transportation, and housing. Insurance costs can really creep up if you’re not careful. I have to force myself to really look at the statements and keep track of what the policies cost and how… Continue reading Reducing FAITH Expenses: Insurance
11 Tips for Frugal Living
11 Tips for Frugal Living does not include tired suggestions like, “Make espresso at home instead of buying drinks at expensive coffee shops” or extreme ideas like, “Take cold showers.” No thank you! These 11 tips for frugal living are attitude adjustments and ones that can implemented over time – as in baby steps –… Continue reading 11 Tips for Frugal Living
Tips for the Newly Unemployed
A reader contacted me recently asking for tips because her husband recently lost his job. Unfortunately, I have experience with this situation since this month marks 5-years since my husband lost his job. His last full-time job was with a start-up company that was equity funded and in 2008, with the economy coming to a… Continue reading Tips for the Newly Unemployed
Reducing FAITH Expenses: Food
This is the first in a series of money saving strategies for reducing your FAITH expenses. FAITH = food, apparel, insurance, transportation, and housing. We all need to eat every day – several times a day. Reducing the amount of money spent on a food budget begins with a plan. There are really 5 easy… Continue reading Reducing FAITH Expenses: Food
Budgeting and How to Track Expenses Part 3
“Budgeting and How to Track Expenses is Part 1” is the first this series and “Budgeting and How to Track Expenses Part 2” is next. This is the final post (part 3) in this series and the first two are great places to begin if you're ready to start the budgeting and tracking spending process.… Continue reading Budgeting and How to Track Expenses Part 3
Go Gingham 