Oh joy! Progress is being made…floors are being laid. Now that the walls and ceiling are patched and painted, we’ve moved onto the flooring. When you’re in the middle of a do it yourself project, especially one that involves plumbing and you’re down to only one toilet in the house, you want to get another… Continue reading Bathroom Progress Part 3
Tag: money manager
Bathroom Progress Part 2
Once you start a house project on an old house, you’re opening a can of worms. If your goal is to fix one thing and you open a wall or move a bathtub, you’re guaranteed to find 10 plus other projects that need doing. Surprise! You need to fix more things and of course they’re… Continue reading Bathroom Progress Part 2
Bathroom Progress Part 1
Do you ever have that feeling when you start a project that things have to get really bad before they can get better? Or, when you need to organize a closet or clean out a drawer you have to take everything out to start with a clean slate or palette? If only this project were… Continue reading Bathroom Progress Part 1
Frugal Gift Ideas for Teachers
It’s nice to show the people in your life who spend time with your children, how much they mean to you and your child. Teachers, school administrators, librarians, and day care providers all enjoy receiving a little bit of holiday cheer. While I do believe families should save their money rather than spend it, here… Continue reading Frugal Gift Ideas for Teachers
How Finances Figure in Frugality
As usual, when I start to write a post about budgeting every month, I think why do I do it? Why don’t I just delete the whole category of “budgeting” and save myself the trouble. They’re the least read posts (trust me, thanks to Google Analytics, I can tell), they’re not sexy or pretty to… Continue reading How Finances Figure in Frugality
Investing Strategies
This was a question my friend, Annie Kip, asked me recently: “What do you do to make sure your savings are safe?” She also included this: “I love your down-to-earth money management advice. I am wondering if you have a personal take on investing at this time. The stock market seems very risky right now. … Continue reading Investing Strategies
How to Save Money Each Month
Most people spend what they earn. If you want to get ahead and save more money each month, you have to keep your expenses less than your income. Sounds simple, right? By following these steps, it is. The biggest key to being able to save more money each month is to contribute to your savings… Continue reading How to Save Money Each Month
The Loot From Our Goodwill Shopping Trip
Here’s what I bought for my family at The Goodwill Outlet Store, otherwise known as “The Bins.” The total is listed at the end of this list but just try to guess how much money I spent… Ice grabbers (a reader said they’re really sugar cube grabbers) Tennyson poetry book 3 handkerchiefs (which I’ll use… Continue reading The Loot From Our Goodwill Shopping Trip
Do Kids Really Need Cell Phones?
“The Family Plan” marketing strategy for cell phone users is impressive. Cell phone companies make it sound like each person in your entire family must have a cell phone. My kids would probably be thrilled if we (their not-smart-in-the-least-bit-parents) bought into this marketing-mayhem, but we just can’t. This question has yet to be answered: Do… Continue reading Do Kids Really Need Cell Phones?
Understand the Financial Crisis by Viewing
As a fitting end to financial literacy month let’s try to educate ourselves about, not just our own financial situation but, that of the country, and in the process maybe we’ll learn a little about ourselves. The enormity and scope of the financial crisis is so all encompassing and affected so many people that it’s… Continue reading Understand the Financial Crisis by Viewing