As usual, when I start to write a post about budgeting every month, I think why do I do it? Why don’t I just delete the whole category of “budgeting” and save myself the trouble. They’re the least read posts (trust me, thanks to Google Analytics, I can tell), they’re not sexy or pretty to… Continue reading How Finances Figure in Frugality
Tag: personal finances
Investing Strategies
This was a question my friend, Annie Kip, asked me recently: “What do you do to make sure your savings are safe?” She also included this: “I love your down-to-earth money management advice. I am wondering if you have a personal take on investing at this time. The stock market seems very risky right now. … Continue reading Investing Strategies
How to Save Money Each Month
Most people spend what they earn. If you want to get ahead and save more money each month, you have to keep your expenses less than your income. Sounds simple, right? By following these steps, it is. The biggest key to being able to save more money each month is to contribute to your savings… Continue reading How to Save Money Each Month
Do Kids Really Need Cell Phones?
“The Family Plan” marketing strategy for cell phone users is impressive. Cell phone companies make it sound like each person in your entire family must have a cell phone. My kids would probably be thrilled if we (their not-smart-in-the-least-bit-parents) bought into this marketing-mayhem, but we just can’t. This question has yet to be answered: Do… Continue reading Do Kids Really Need Cell Phones?
Understand the Financial Crisis by Viewing
As a fitting end to financial literacy month let’s try to educate ourselves about, not just our own financial situation but, that of the country, and in the process maybe we’ll learn a little about ourselves. The enormity and scope of the financial crisis is so all encompassing and affected so many people that it’s… Continue reading Understand the Financial Crisis by Viewing
Links to Like: Financial Sites I Like
Since this month is National Financial Literacy month, this week’s focus is money, budgeting, and personal finance. I don’t just recommend sites on a whim so, if it's listed below, that means it's worth sharing. If you have a favorite financial site, I’d love to hear about it! Financial RX founder, Wendy Mihm, says "I… Continue reading Links to Like: Financial Sites I Like
April: National Financial Literacy Month
April is the official National Financial Literacy Month. One money-managing attitude that has really helped me over the years is this: Money is money is money. It all spends the same. To help you embrace this attitude, do what I did and remove these terms from your financial vocabulary list. It really helped me clarify… Continue reading April: National Financial Literacy Month
Credit Score 101
If you’ve ever had any interest in understanding how your credit score is determined, this video is for you. My brother, Peter Werner, an attorney for a credit union in Bend, Oregon put together this excellent video about credit scores. The video is funny, informative, right on target, and clever. He performed this at an… Continue reading Credit Score 101
Budgeting 101
The 10 Golden Rules of Saving on Everything | Money Talks News. This is a worthwhile read. It's not everyday that I come across an article on the web that completely describes my budgeting and spending style, but this one does. If you want to get your financial house in shape, following these 10 steps… Continue reading Budgeting 101
Strategic Frugality: Living a Frugal Life by Choice
Frugality usually falls under two categories. People live frugally either out of necessity or because of a choice. Strategic frugality is living frugally by choice. Living life the way you want to live it and having chosen to do so. It is a type frugal living that is thoughtful and decisive. It is a conscious… Continue reading Strategic Frugality: Living a Frugal Life by Choice
Go Gingham 