Why should you balance your checkbook? It's so important, I've got several reasons. Nearly as important as why you should balance your checkbook is how you balance your checkbook. By using your hand with a pencil on paper, and calculator, you will better understand your statement. I know it seems old fashioned, passe, or even… Continue reading Why You Should Balance Your Checkbook
Category: budgeting
Sustainable living – for your wallet. Whatever your goals – building a nest egg, saving for retirement or traveling the world – knowing how to budget, save money, and be frugal will help you get there.
Just Get Started Today
Sunday: Goals and Taking Action Now that we’ve had the whole series of topics from Women’s Money Week and I’ve shared with you my ideas, thoughts, and experiences, what will you do to just get started today? Do you have short-term and long-term financial goals? Have you tracked your household spending? Have you set-up a… Continue reading Just Get Started Today
Debt: You Decide
Saturday: Debt Debt is not necessarily bad. Buying a house with a mortgage means you have debt. Home ownership is not a bad thing. Buying a house for more than you can honestly afford (making you “house poor”) is a bad thing. The trick is you need to decide the level of debt you’re comfortable… Continue reading Debt: You Decide
Meet Your New Friends
Friday: Money in Your 20s, 30s, 40s, 50s, and Retirement I’d like to introduce you to your new friends: Early, Often, and Compounding Interest. Early and Often are twins who go hand-in-hand because they enjoy spending time together. The sooner you meet these two and make them your friends, the better off you’ll be. Save… Continue reading Meet Your New Friends
What Does It Mean to Budget?
Thursday: Budgeting What does it mean to “budget?” Everyone has a different idea of what a budget is and how it should be used. For some people, it’s allotting an arbitrary amount of money to be spent for a time period. For others, it’s deciding what to spend money on and what not to spend… Continue reading What Does It Mean to Budget?
Frugal Living is the Key to Saving
When talk turns to investing money, there’s only one way to make it possible: by saving money. You have to have saved money to be able to invest it. The only way to save money to have it for investing is by spending less than you earn. Living frugally is the way to get there,… Continue reading Frugal Living is the Key to Saving
Money and Your Honey
Tuesday: Relationships and Money Relationships and money can cause an uneasy alliance. It can create contentious situations. When you and your honey have differing goals, conflicting ideas or don’t know each other’s financial history, you are setting yourselves up for a losing situation. Poor interaction regarding finances in your relationship can keep you from reaching… Continue reading Money and Your Honey
Just Get Started
Monday: Entrepreneurship When it comes to clever marketing campaigns, Nike’s tag line is usually at the top. They certainly get credit for the phrase “Just Do It” which is a good one. But I think the more difficult part is to “Just Get Started.” My marketing campaign is “Just Get Started” because often times, that’s… Continue reading Just Get Started
Women’s Money Week
This week I’m participating in Women’s Money Week, organized by Elizabeth Sanberg (writer for Wise Bread and co-founder of GoGreenTravelGreen) and Jackie Beck of MoneyCrush.com. The idea behind Women’s Money Week is for bloggers to focus on issues related to women and money. This week long focus coincides with International Women’s Day. Our goal is… Continue reading Women’s Money Week
How to Keep a House Project Sustainable
When we set out to re-do our bathroom, our dual goals were to keep our house project sustainable for both our wallets and the environment. We wanted to keep the cost down and be as easy on the environment as we could. It worked and the end result was better than we expected. We had… Continue reading How to Keep a House Project Sustainable